Securo is the privacy-first, open-source finance manager you actually own.

More than ⭐ 1.000 stars and well supported from people who create amazing finances apps around the world.

What you get:

- 🏦 Real bank sync across 3 continents — Brazil (Pluggy), Europe (Enable Banking) and the US (SimpleFIN). Or skip connections entirely and import OFX/CSV/QIF/CAMT files with automatic duplicate detection.

- 📈 Investments & net worth as first-class concepts — stocks, ETFs and crypto with daily price sync, plus assets and liabilities tracked over time.

- 💱 True multi-currency — end-to-end, with manual override and on-demand FX rates. Built for people whose money doesn't live in one country.

- 🤖 A built-in AI financial agent — ask questions, get insights, and automate actions in plain language. Bring your own LLM key; it's MCP-capable, so it stays under your control instead of routing your data through a vendor.

- 🧾 Everything you'd expect, done well — accounts, transactions, transfers categories, payees, rules, budgets, goals, recurring transactions, attachments, shared/split expenses, and reports (Cash Flow, Income vs Expenses).

- 🗂️ Workspaces — keep personal finances and freelance/small-business books cleanly separated in one place.

Built in the open. Securo ships near-nightly, is honest about how it's made (AI-assisted, human-reviewed), and is built by a solo founder you can talk to directly, not a VC-backed company that might pivot, get acquired, or start mining your data.

The AGPL license is your insurance: you can inspect it, fork it, or leave anytime.
Free forever for personal use. Deploy with Docker Compose in a couple of commands and own your financial data for good.

Securo reviews